You take care of your employees by offering health insurance and other benefits. Yet, employees busy saving for retirement and college education or paying for healthcare and other expenses may overlook protecting their most valuable asset: the ability to earn an income. Worksite individual disability income insurance can enrich your offerings with no cost to you. There is simplified medical underwriting* and policies are individually owned so the coverage is portable. It supplements existing group long term disability (LTD) to help replace a higher amount of income,** provided the employee is eligible for benefits.
* Subject to approval.

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To see how worksite DI insurance fits into your offerings, contact us for information and pricing.

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**Individual disability income insurance does not coordinate with group long term disability coverage. Claim decisions are rendered independent of each other.