No matter what type of disability income insurance coverage you or your employees may have, chances are it may not be strong enough.   No matter how you look at it, the average employer-sponsored disability income insurance plan may give you less protection than you might need.   What if your clients became too sick or injured to work? How would they manage with the loss of income?
#040397-000 11/04		* Most group long-term disability income insurance plans typically cover 50-70% of income, which may be taxable and which may not cover bonuses and commissions.
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